New York City is Now Epicenter of Coronavirus COVID-19 Outbreak in the USA
Photo by pexels.com

Investor Alert and Bulletin From SEC Office of Investor Education and Advocacy

SEC Investor Alert and Bulletin Update!
Investor Bulletin: 10 Investment Tips for 2019
Feb. 12, 2019

Whether you are a first-time investor or have been investing for years, here are 10 tips from the SEC’s Office of Investor Education and Advocacy to help you in 2019.

Check out your investment professional.
It is free and easy to check the background of an investment professional. You can find details about an investment professional’s qualifications through the search tool on Investor.gov, the SEC’s website for individual investors. Also, make sure to ask SALI whether your investment professional has been named in an SEC action. If you need help, you can call our toll-free investor assistance line at (800) 732-0330 for help.

Understand the power of saving and investing early by taking advantage of our tools.
If you are investing or saving toward a goal, or just want to learn about how your money can grow under various hypothetical scenarios, take advantage of our compound interest and savings goal calculators. These calculators are great tools to help inform any decisions you make about your investing and saving.

Know how to be a better investor.
Did you know that active trading and some other very common investing behaviors actually can undermine investment performance? According to researchers, other common investing mistakes include focusing on past performance, favoring investments from your own country, region, state, or company, and holding on to losing investments too long and selling winning investments too soon.

Diversify.
Diversification can help reduce the overall risk of an investment portfolio. By picking the right mix of investments, you may be able to limit your losses and reduce the fluctuations of your investment returns without sacrificing too much in potential gains. Some investors find that it is easier to achieve diversification through ownership of mutual funds or exchange-traded funds (ETFs) rather than through ownership of individual stocks or bonds.

Consider fees.
It can be costly to ignore fees associated with buying, owning, and selling an investment product. Expenses vary from product to product, and even small differences in costs can mean large differences in earnings over time. An investment with high costs must perform better than a low-cost investment to generate the same return. Read our bulletin on How Fees and Expenses Affect Your Investment Portfolio to learn more.

Watch out for guaranteed high returns.
Promises of high returns with little or no risk are classic warning signs of fraud. Every investment carries some degree of risk, and the potential for greater returns usually means greater risk. Ignore so-called “can’t miss” and “guaranteed risk-free” investment opportunities –even if they involve HoweyCoins! Better yet, report them to the SEC.

Be alert to affinity fraud and celebrity endorsements.
Affinity frauds target members of identifiable groups, such as the elderly, religious, or ethnic communities, or the military. Even if you know the person making the investment offer, be sure to check out the investment and the person’s background—no matter how trustworthy the person seems. You should also watch out for celebrity endorsements. Just because you know the celebrity, doesn’t automatically make the investment opportunity being endorsed worthwhile.

Be careful when using social media as an investment tool.
Social media has become an important tool for investors, but also present opportunities for fraudsters to lure investors into a wide range of scams. For additional information on ways to avoid fraud through social media, please read our bulletin on Social Media and Investing.

Is the securities offering registered or exempt?
Any offer or sale of securities must be either registered with the SEC or exempt from registration. Otherwise, it is illegal. This has taken heightened importance with the advent of initial coin offerings as many of these offerings may involve securities. Registration is important because it provides investors access to key information about the company’s management, products, services, and finances. Always check whether an offering is registered with the SEC by using the SEC’s EDGAR database or contacting the SEC’s toll-free investor assistance line at (800) 732-0330.

Don’t forget about the world.
Events around the world may have a material impact on your investments. For example, the United Kingdom is currently negotiating its exit from the European Union (often referred to as “Brexit”). Brexit may have significant effects on the markets and companies in which you invest. Please stay informed about Brexit and other world events as you consider your investment strategy.

If you have questions about your investments, your investment account or a financial professional, don’t hesitate to contact the SEC’s Office of Investor Education and Advocacy online or on our toll-free investor assistance line at (800) 732-0330.

The Office of Investor Education and Advocacy has provided this information as a service to investors. It is neither a legal interpretation nor a statement of SEC policy. If you have questions concerning the meaning or application of a particular law or rule, please consult with an attorney who specializes in securities law.

Source:

Investor Bulletin: 10 Investment Tips for 2019

Whether you are a first-time investor or have been investing for years, here are 10 tips from the SEC’s Office of Investor Education and Advocacy to help you in 2019. Check out your investment professional. It is free and easy to check the background of an investment professional.

Check Also

How to Build a Thriving, Successful E-commerce Business in 2020

WANT TO LEARN HOW TO BUILD A SUCCESSFUL E-COMMERCE BRAND?

New York Federal Reserve Adds Liquidity to Financial Markets to Quell Volatility!

China Promises to Cut Tariffs on 800 US Products Americans Now Have Jobs and Have …

US Economy Looks to Continue Good Performance into 2020, But 2021 Could Be Another Story

We should expect some degree of decline in 2021 especially if 2020 sees rapid growth, simply because the economy goes through boom and bust cycles. So, 2021 could be the year for the bust phase of the business cycle because 2020 showed us the boom phase of the cycle.

Inflation and Mortgage Rate Rise as U.S. Economy Picks Up Steam, Despite Moderate Levels of Volatility and Lackluster Retail Sales Numbers

The CBOE Fear Index otherwise known as the Volatility Index (VIX) dropped by 1.31 or 9.4% on Friday from 13.94 to 12.63. What does all this mean? Well, simply put, the VIX measures the fear level of stock investors.

Market Volatility and Global Economic Slow Down Could Cause Widespread Use of Cryptocurrency by Governments

Here comes the irony of the U.S. economy. This irony shows, that increase volatility, is at play. The first proof of this, screams out in the form of the Disappointing ISM Manufacturing PMI for November, which came in at 48.1% missing market forecasts of 49.2% and a previous reading of 48.3%.

Trade Deal Uncertainty Dominated Market Sentiment Despite Upbeat GDP Numbers

Global growth continues to decline as a result of the prolonged trade war, and with the December 15 deadline fast approaching, it’s unclear whether or not a limited phase-one deal for a new round of tariff can even be achieved, this year.

The U.S. Economy Improved in October, Housing Starts and Building Permits Data Show

The U.S. economy continues to show signs of improvement. It has been the third week in a row that we have seen positive economic numbers. This week’s offering provides us with positive releases such as the Housing Starts, Building Permits, Existing Home Sales, Manufacturing PMI, Services PMI, and Consumer Sentiment Reports.

Copyright © 2020 · All Rights Reserved · Mstardom Finance, a Subsidiary of Mstardom, Inc.

%d bloggers like this: